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Cash Flow
Calculator
Enter your monthly income and expenses to see net cash flow, cash runway, and burn rate. Know whether you're cash flow positive — and how long your reserves will last.
Cash In
Monthly inflows
Income streams
Sales / revenue
$
Recurring subscriptions
$
Investments / loans received
$
Total cash in
$0
Cash Out — Fixed
Same every month regardless of sales
Fixed expenses
Rent / lease
$
Salaries & payroll
$
Loan / debt repayments
$
Software & subscriptions
$
Insurance
$
Total fixed
$0
Cash Out — Variable
Fluctuates with business activity
Variable expenses
Inventory / materials
$
Contractor / freelance
$
Marketing spend
$
Shipping / fulfilment
$
Total variable
$0
Cash Reserves (Optional)
Current cash on hand — for runway calculation
Cash in bank / on hand
$
Cash Flow Summary
Updates automatically
Net cash flow
$0
per month
Runway
—
months
Total cash in
$0
Fixed expenses
$0
Variable expenses
$0
Total cash out
$0
Net cash flow
$0
Burn rate (if negative)
—
Cash reserves
—
Cash runway
—
Your cash position
Cash flow and profit are not the same thing. A business can be profitable on paper but run out of cash if customers pay late or if inventory investment outpaces collections. This calculator shows your actual cash movement.